Going through massive amounts of paperwork, my brother Dave and I cringed. How could our father, a brilliant and organized man, leave such a mess with his estate? What Dad thought were simple instructions would take a year, several attorneys, extra money, and a judge’s ruling to clear up his intent. Wasn’t losing him suffering enough? The paperwork became pure torture.

In the Madden family, my parent’s finances were never discussed with their kids. Watching them age became frightening because we didn’t know where anything […]